annual
multi-trip
premiums

the premiums below show both  options of worldwide including or excluding USA,Canada and Caribbean or european only cover and you can also include or exclude
winter sports cover.
further savings can be made if personal effects, baggage and money cover is deleted.
You can tailor the cover to suit your needs

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exclusions
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Premiums

Ages 40-54

Premiums are charged based on the age of the oldest person in the travel party at the time of effecting the cover.. If you move into a new age band during the polic year the rates will only change at next renewal

You then need to decide on the Area of travel you wish the policy to cover. The choices are Worldwide including all countries, or you can exclude USA,Canada and Caribbean which is a slightly cheaper option. Don't worry if you change your mind during the policy year as you can upgrade. Finally Europe only. All policies will cover travel in the UK provided it involves at least 2 nights pre-booked accommodation

A further premium reduction of 20% can be allowed from the following premiums if you exclude the personal effects and money section of the cover as many people will already have this cover under their Home Contents Insurance policies.

PREMIUMS AGES 40-54

WORLDWIDE INCL USA/CANADA/CARIBBEAN premiums including tax
Excluding Winter Sports
Including Wintersports
INDIVIDUAL
£60.00
£89.00
COUPLE
£70.00
£92.00
FAMILY
£85.00
£105.00
for the definitions of couple and family click here

WORLDWIDE EXCLUDING USA/CANADA/CARIBBEAN premiums incl tax
Excluding Wintersports
Including Wintersports
INDIVIDUAL
£53.00
£80.00
COUPLE
£63.00
£82.00
FAMILY
£76.00
£94.00

for the definitions of couple and family click here

 

EUROPE premiums including tax
Excluding Winter Sports
Including Wintersports
INDIVIDUAL
£43.00
£64.00
COUPLE
£50.00
£66.00
FAMILY
£61.00
£75.00

Europe includes Ireland,The Channel Islands, The Azores, Madeira,The Canary Islands, Morocco,Tunisia,Mediterranean Islands, Turkey, Black Sea Resorts and Commonwealth of Independent States (West of the Ural Mountains)

for the definitions of couple and family click here

Join on-line using our secure web pages click here, or if you prefer, call us on
01635 860505

Definitions:
Couple: The insured person and Partner(any person with whom the insured person has co-habited for at least 6 consecutive months)
Family: The insured person, their Partner, and all dependent children(under age 18, or under 23 if in full time education, and who normally reside with and are travelling with the insured person. We will cover single parent families of one adult and one child at the couple rate